MDSL

MDSL is a Lebanese technology company and systems integrator founded in 1978. It specializes in financial software, electronic funds transfer and telecommunications systems, delivering turnkey implementations for banks, financial institutions, telecommunications operators and government agencies. The company operates within ITG Holding, part of the broader HOLCOM Group, and serves clients across the Middle East and North Africa, with a regional presence in Cyprus.

Banking and payments

Its banking practice covers core banking transformation, corporate and retail lending, credit risk management, asset liability management and profitability analysis. Regulatory and compliance capabilities include IFRS 9, Basel II and anti-money laundering systems, alongside electronic signature verification and digital onboarding.

For payments, MDSL integrates ATM and point-of-sale transaction switching, card management systems, central and instant card issuance, and fraud monitoring. Its portfolio also includes transaction simulation and stress testing, mobile payments, digital wallets and card tokenization. These capabilities support financial institutions undertaking payment modernization and introducing digital customer services.

Telecommunications and enterprise systems

The telecommunications portfolio includes customer care and convergent billing, revenue assurance, fraud management, mediation and interconnect provisioning. Enterprise offerings extend to business analytics, enterprise content management and digital security, including public key infrastructure, digital trust certificates, data protection and hardware security modules.

MDSL combines these technologies with implementation services spanning IT environment assessment, strategy development, business consultancy and systems architecture. Project delivery can include software customization, proprietary development, legacy data migration, testing and quality assurance, followed by client training, technical support and maintenance under service-level agreements.

Its customer markets extend beyond financial services to utilities, public administration, retail, distribution and commercial enterprises. Regional delivery encompasses Lebanon, Cyprus, Iraq, Egypt, Jordan, Oman and Gulf markets. Across these engagements, the company's work brings together specialist software platforms, integration expertise and continuing support for deployed systems. Its service scope covers both the initial implementation and subsequent operation of the resulting technology environment.