Flock
- Open roles
- 0
- Founded
- 2015
- Employees
- 51-200
- Offices
- 1
About Flock
Flock is a London-headquartered insurtech and digital Managing General Agent specializing in connected commercial motor fleet insurance. Founded in 2015, it combines insurance underwriting with telematics, driving data and risk analysis to help commercial fleet operators understand their exposure and improve road safety.
Its platform connects to vehicle telematics and camera systems across more than 100 providers. By combining driving information with geospatial risk layers and claims histories, Flock evaluates fleet risk dynamically and gives managers visibility into driver behavior. Its insurance model links risk reduction with financial incentives, including premium rebates of up to 10% for qualifying fleet operators who improve safety and report claims promptly.
Insurance and fleet management
Flock offers comprehensive, third-party fire and theft, and third-party only commercial fleet policies. Its customer and broker portal combines policy administration with risk dashboards, while supporting services include automated Motor Insurance Database synchronization, crash detection, automated first notice of loss and claims notification through digital channels. Quarterly safety reviews and tailored risk mitigation consulting help operators translate driving information into practical changes.
The company serves delivery and courier businesses, haulage operators, rental and self-drive hire fleets, taxi and private hire operators, and businesses running trades or service vehicles. Its fleet customers include independent Amazon Delivery Service Partners, DPD delivery partners, Virtuo and Jaguar Land Rover’s The Out.
In July 2026, Flock introduced Jay, an agentic AI assistant embedded in its customer and broker portal. Jay queries fleet telematics, identifies localized collision patterns, answers coverage and safety questions, and provides proactive risk prevention guidance.
From aviation to commercial fleets
Flock launched a pay-as-you-fly commercial drone insurance product with Allianz in 2018. It expanded into commercial vehicle fleets in 2020 and closed its drone insurance division in 2021 to concentrate on motor insurance.
Admiral Group completed its acquisition of Flock on May 29, 2026. Flock continues to operate under its specialist brand, with its operational headquarters remaining in London.
More about Flock
Founders and research origins
Ed Leon Klinger and Antton Peña founded the company after developing its underlying technology through academic research at Cambridge University and Imperial College London. The report does not establish their current executive roles.
Industry recognition
Flock received Gold in both MGA Challenger of the Year and Excellence in Underwriting at the 2022 Insurance Times Awards. It was also selected among CNBC’s Global Top 35 Digital Insurers.
Funding and underwriting collaboration
Before its acquisition, Flock raised more than £50 million from investors including Octopus Ventures, CommerzVentures, Social Capital and Anthemis Group. Its 2026 expansion into HGV and heavy haulage insurance was developed in partnership with Admiral Pioneer.
Regulatory registration
Flock Limited is authorised and regulated by the UK Financial Conduct Authority under firm reference number 940009. Its ICO data protection registration is ZA263304.
Notable credits
1 creditOffices
Where Flock is based
- Second Floor, Wilson’s Corner (Eden House), 23–25 Wilson Street, London, EC2M 2TE, United KingdomLondon, England, United Kingdom
London office
HeadquartersAbout this office
Operational headquarters housing executive, engineering, data science, product, underwriting and sales teams. Operations remain here following the statutory registered-office move to Cardiff.
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